A PLN 0 loan for 65 days in Quick Cash – up to PLN 6,000

Free loan with a 65-day repayment period? Such things are possible only in Quick Cash, which will give you a loan completely free, if you are a new customer and give it back on time.

Have you never borrowed Fast Cash before? Well now you have the opportunity to take advantage of the really great offer that the company has decided to send to all new customers. Quick Cash will lend you the first payment for 0 zlotys, for a period of 65 days.

Originally, the promotional offer of a payday was to be available in fast Cash only during the holiday season. However, the company decided to extend the promotion, thanks to which people who have never used the company’s services will still be able to use it. Unfortunately, we do not know how long this promotion will be available.

Free Loan up to PLN 6000 for 65 days

Free Loan up to PLN 6000 for 65 days

The offer of Quick Cash stands out quite significantly, compared to other short-term promos for PLN 0. Mainly because the company gives as much as 65 days to repay the entire loan. It is more than twice as long as the traditional 30-day payment. The company, however, emphasizes that not every customer will have the chance to get a loan with such a long repayment period. This depends on the evaluation that the system assigns to us during the data verification.

The long repayment period is not the only strong point of the Fast Cash offer. The company’s offer will also meet the expectations of those who are looking for a long moment. Thanks to Quick Cash, we can borrow up to PLN 6,000 at this first promotional time. And we will not incur any additional costs for handling the loan, if we return the loan in full, on the agreed date.

Who will get a loan in Quick Cash?

Who will get a loan in Quick Cash?

Anyone with at least 18 years of age. To receive a loan, we will also need a personal ID, bank account and no arrears in repayment of other loans or credits. An important criterion when granting a loan is also having a stable income. The company does not require any additional documents, such as a certificate of income or employment.

Quick Loan – Online Loans with Financial Credit Institutions

The fast online credits being in Financial Credit Institutions is a problem that many people have in need of an urgent loan but to be listed as Financial Credit Institutions, (sometimes for nonsense, like refusing to pay the internet bill to the operator on duty because half of the days this fall and the operator does not remedy) they deny the loan. For all those people I have created a list of loans with Financial Credit Institutions that you can get online. Although before launching to ask for a loan “without rhyme or reason “, my advice is that you verify that companies approve a free credit for being the first, and thus you save the entire amount of interest.

If this is your case, to give you a solution, I’ll detail the loans that exist in the market that can be classified as fast loans with Financial Credit Institutions online, that is, credits that you can request online (through internet) even appearing as delinquent in any of those listings.

What is Financial Credit Institutions? The National Association of Credit Financial Establishments is the list of defaulters created by different companies that sell their products or items in a financed or deferred payment way. Among these companies are insurance companies, banks, credit companies, mobile telephony multinationals, etc.

Reasons for the existence of loans with Financial Credit Institutions

Reasons for the existence of loans with Financial Credit Institutions

The main reason is that many people listed in the list are for very small debts. The typical case is that you are in litigation with a telephony operator or because you figure in listings as RAI or Financial Credit Institutions erroneously.

Financial companies have analyzed these assumptions and have detected a good market niche to offer their services because statistics have shown that despite being customers qualified as delinquent, the probability of collection is very high.

Anyway, although there are entities that are willing to lend you the money you need, I must warn you that the APR they apply is superior to traditional banking but you have the advantage that these entities can grant you the loan with Financial Credit Institutions and without payroll, which will never happen if you ask the traditional banks

How to get a loan while at Financial Credit Institutions?

How to get a loan while at Financial Credit Institutions?

Before launching to ask anyone for an online loan of money, take a series of precautions because there are many scams but with a little common sense and following a few tips will get you not ripped off.

How much do they lend you figuring in Financial Credit Institutions?

How much do they lend you figuring in Financial Credit Institutions?

It is minicreditos, ie, amounts that do not exceed 600 euros (each entity has established a maximum amount) but often enough to get out of the hurry to have money urgently for the most diverse purposes: Payment of a traffic ticket (If you pay within the reduced period of 20 days you save 50% of the fine), rent payment, do not stay in the bank overdraft or any other situation that may arise at the most inopportune time.

These types of requests should be used responsibly and should be a means to get liquidity in extraordinary situations and not as a recurrent means of having money in your pocket because although you have to keep in mind that money is not dropped from the sky but you have what to return it

How to get out of Financial Credit Institutions?

How to get out of Financial Credit Institutions?

In the event that you figure in Financial Credit Institutions or another list of defaulters such as Register of Unpaid Acceptances or Bank of Spain’s Risk Information Center, ask for the loan in the entities that I have mentioned above and so that in a future you can ask for the money in other entities, process your exit from the list in the following way:

Pay off the debt you have with the entity or company that proposed your inclusion in the Financial Credit Institutions list and that prevents you from requesting a loan from companies such as Vivus or Creditomas, and immediately, require them to contact the managers of the list of defaulters so that they eliminate from their database of defaulters (legally they should communicate this situation in a maximum period of 7 days from the moment in which you paid the debt)

Rise of the fast credits being in Financial Credit Institutions

Rise of the fast credits being in Financial Credit Institutions

According to published studies, 200,000 people are registered each month in one of the 150 lists of defaulters in Spain, mainly for small claims. As I have explained, appearing in Financial Credit Institutions can cause you to have no option to fast credits. As a result of the increase of potential clients in this situation, some entities already process their applications despite having a reputation as bad payers, because they do not want to waste a very important market share.

The situations that end in Financial Credit Institutions are the most diverse: by mistake of some company, for not paying the phone fee because the client feels cheated by the poor service provided.

Are mini loans always granted with Financial Credit Institutions?

Are mini loans always granted with Financial Credit Institutions?

The answer is no, each request is examined in a personalized way because the delinquency history leads one to think that there may be delays or delays in the return of the loan.

Some companies will require you to present a photocopy of the payroll and others do not.

I do not want to discourage you, but do not cheat either, even though you are registered with Financial Credit Institutions, they will study your request but I can not assure you that they will approve it, although they are approved more and more because the national economy is slowly recovering.

Loan Despite Unemployment and Private Credit Entry

Unemployed and apply for a loan? To put it briefly: A loan despite unemployment and private credit entry is not provided in the German banking system. Whoever is out of work, who has to show negative entries in the private credit directory, will not be able to get a loan either from the house bank or from another German bank. The solution: Simply apply for the loan in a non-German system – everything is simple, legal and serious.

Hurdles in the German credit check

Hurdles in the German credit check

If you have no income, you can not get a loan in the German banking system. This is based, on the one hand, on the risk of loan default for the bank, but also on the seizure limit, which must be observed by the banks. As a result, the bank has no options for recovering outstanding amounts or minimizing their default.

An exception to obtain a loan in the German banking system despite unemployment and private credit entry is the provision of a solvent or wealthy guarantor. He signs the guarantee contract, with which he is then fully liable for the loan amount – until the last euro is fixed. The guarantor is liable with all his future and future assets. It goes almost without saying that these requirements bring a guarantor into the realm of the impossible for most potential creditors.

Foreign lenders decide objectively

Foreign lenders decide objectively

However, an independent credit intermediary may also include foreign banks and lenders for lending to people with little or no income. This opens up completely new opportunities for the creditors and the credit despite unemployment and private credit entry comes by the introduction of non-German institutions within reach. Private and cross-border credit brokerage and lending is completely legal, serious and transparent. On a good customer service and long-term customer relationships and positive recommendations – is also placed in the private credit intermediary greatest value.

The optimal personal loan

The optimal personal loan

An online comparison on the Internet quickly reveals the available loan amounts and the terms of the ideal private loan agreements. From the offerings that can be clearly understood, it is possible to quickly determine the most suitable loan offer for one’s own purposes. On the website of the respective credit provider, the loan request can usually be made online immediately. This is usually confirmed within 24 hours. Thereafter, the contracts are signed and – depending on the agreement – the submission of original documents by post.

The personal loan granted by a foreign bank or a private lender can thus already be paid into the account within a few bank working days. Thus, everyone, even if it is very close, the opportunity to apply for a loan despite unemployment and private credit entry in a very discreet and serious way.

 

A loan up to 5000 PLN and PLN 100 as a gift – promotion

 

Two novelties today came to me from the Zaloan camp – the first is bonuses in the amount of PLN 100 for new borrowers, the second is an increase in the loan limit and a longer repayment period.

And the real rush of Christmas promotions began, which I particularly observe among non-bank lending companies. First MetLoan appeared with the option of winning a Ford KA , just a few days later Truloan took off with a Christmas competition with prizes and now another promotion by Zaloan.

In fact, I will write about two new things that appeared in the Zaloan offer at once. The first is the previously mentioned bonus in the form of PLN 100 for new customers. The second one is an increase in the limit of loans from PLN 3,000 to PLN 5,000. I will try to present both novelties briefly today.

PLN 100 as a gift

PLN 100 as a gift

 – here the topic concerns only new customers interested in the Zaloan loan who before 16/11/2015 did not apply for a Zaloan loan . The said PLN 100 can be obtained in the form of a Sodexo Christmas voucher, provided that we will be granted a Zaloan loan and we will not use the right to withdraw from the loan agreement and we will pay off the installments on time. You can read the full terms and conditions of the promotional campaign at the link below . The promotional campaign under which we have the opportunity to obtain a voucher for the loan will last until December 31, 2015.

A loan of up to PLN 5,000

A loan of up to PLN 5,000

 – on the occasion of the launch of the said promotion, Zaloan also decided to increase the maximum amount of loans that has been up to PLN 3,000 so far. Currently, the maximum amount is PLN 5,000 and the maximum repayment period has been extended from 12 to 24 months. Of course, taking such a loan amount will be quite expensive for our portfolio. In the case of higher amounts, it exceeds twice the amount of the borrowed amount.

At the end, it is worth noting that Zaloan offers up to PLN 5,000 loans with a short and long term. For a short time, of course, this is a payday with a repayment period of 15, 30 or 60 days. In the case of long-term loans, we can choose a repayment period from 6 to 24 months.

 

First minute to PLN 1,600 loan

The last company presented this month is the new Crediterio brand, offering popular payday loans up to PLN 1,600 for new customers and up to PLN 2,500 for regular customers.

Under the name Crediterio is another new brand that enters the domestic market of payday loans offering up to 1,600 zlotys as part of the first loan. It is not only a new brand, but also a new company taking steps in the loan market – Prosperial Sp. z o. o. with headquarters in Wroclaw.

The first loan of PLN 1,600 

The first loan of PLN 1,600 

people submitting their first loan application via Crediterio, have the option to apply for a loan of up to PLN 1,600. Unfortunately, the company did not follow a step imposed by other companies offering similar loans and did not introduce promotion for new customers who could get their first loan for free here. For this first loan as well as for the next one, we will have to pay the costs calculated by the calculator which is available on the main page of their website. With subsequent loans, we already have the option to apply for a slightly larger amount, not exceeding PLN 2,500. The repayment period of the Crediterio loan can be from 1 to 30 days.

Crediterio loan costs 

Crediterio loan costs 

costs do not go to the knees because compared to the cheapest offers available on the market, which are certainly Vivus loans or the recently described Miloan brand, the loan costs are slightly higher.

Who can get a loan at Crediterio?

Who can get a loan at Crediterio?

Such a possibility will be given to people who are already 22 years old and have no payment arrears reported to the Economic Information Bureaus. No additional documents are required to obtain a loan, except for data from an ID card. The process of applying for a loan is not complicated and is based on submitting an application online, confirming your identity and verifying your bank account (you can use the Instantor application without having to make a verification transfer). If we do not want to use this option, we can choose a standard verification option by making a transfer of PLN 1 from your bank account. After positive verification, the money is transferred directly to the borrower’s bank account.

Consolidate your Debts with Yoabank

Yoabank is one of the online platforms that offers some of the most interesting financial products. And they are specialists in personal loans ; and one of the most interesting products they have for their clients is the consolidation of debts. Next, we will explain what this product consists of and so you can know if it is the right one for you.

What is the consolidation of Yoabank’s debts?

What is the reunification of Yoabank

Currently there are many reasons why you can apply for a loan ; from a mortgage, to credit cards. That means that a person can have several credits to pay, with different amounts, different terms, and different interest rates.

What becomes a challenge for personal finances when trying to control all payments in an effective way. That is why there is the option to unify all your debts into one, which means that you only have to make a single payment throughout the month to meet your financial responsibilities. In addition to unifying everything with a single interest rate; and this will make the liquidation process much easier.

What are the conditions of the consolidation of debts with Yoabank?

What are the conditions of the reunification of debts with Yoabank?

This platform offers a line of credit of up to 60 thousand euros , meaning that this is the maximum capital to which the sum of your debts can be added to be unified.

And the maximum term to which you can liquidate this line of credit is 20 months, which makes this consolidation of debt offer you a very long term to be able to liquidate.

How to request the consolidation of debt in Yoabank?

How to request the reunification of debt in Yoabank?

The process that Yoabank offers to request the loan is quite simple, and consists of only 4 steps that must be followed to make the request, and then we explain them.

  1. The first thing you have to do is make an online application ; in which you will enter the conditions of the loan that you want to request.That is, the capital you want financial and the term you want to pay, once these data entered the platform will offer an interest rate according to your requested information.
  2. Once you have entered your information and you have been thrown the interest rate; You can modify your information until the solution is adapted to your needs as the budget.
  3. Once the application is complete, you can send the request with the requested documents attached.
  4. These documents will serve to verify your identity, as well as other issues such as your bank account.
  5. The last step is that once the platform has analyzed your request, you will receive the final contract, which you must accept so that the consolidation of debts begins to be processed.

How do I pay my debt with Yoabank?

How do I pay my debt with Yoabank?

To be able to make the payments of the reunified debt, you can choose to direct the payment to your personal bank account, or you can also make a monthly transfer, this will be much simpler because you will no longer have to make the individual payments of each of your debts .

Cheap Loan Comparison Without Private Credit

Negative entries in the data collection of the Protection Group for General Loan Protection (Private Credit) are basically co-criteria for lending at the bank. But there are also alternatives that work without Private Credit information and entry, are generally a bit more expensive and therefore should be compared exactly.

Possibility to think carefully

Possibility to think carefully

If there are already financial problems and corresponding entries at the Private Credit, exemption from this situation becomes more and more difficult if there is not something serious on the revenue side. Of course, it can help to raise money and survive a critical phase when it is foreseeable, or to replace existing financial obligations with worse terms.

For example, a cheap loan from a settlement and without Private Credit is certainly a way to repay overdrawn syndicated loans. However, caution is advised when such borrowing drives up debt and makes repayment increasingly difficult. In advance, it should be calculated exactly whether the conditions of the new loan really bring benefits and the liquidity can also be improved by rescheduling.

Compare worthwhile

Compare worthwhile

The market for loans is large, diverse and sometimes confusing. In principle, there is a suitable solution for almost every need, if you research carefully and also read the fine print. Thus even with bad creditworthiness a favorable credit can be found in a comparison without Private Credit. Comparative criteria should be the annual percentage rate, any separate costs and early repayment options.

The amount of the loan can also play a role, because these loans without Private Credit are limited in their possibilities. All conditions and costs should be binding in the offer, because this is required by law for consumer credit in Germany. If a residual debt insurance, which assumes the loan installments in case of incapacity, unemployment or death of the borrower, mandatory, these costs should be reflected in the APR.

Of course, such a hedge can also be agreed separately, which in some cases even makes sense if, for example, the state of health is already so impaired that hedge in the free insurance market would not be possible or only with difficulty.

Financing responsibly

Financing responsibly

A cheap loan from a comparison without Private Credit can be a good way to overcome a financial bottleneck by B. an overdrawn dispo-credit is replaced, which is even more expensive. In this way, you can regain your financial flexibility and be able to pay off the obligation in peace. However, borrowing another loan should be considered if the repayment of other obligations is only stretched and no sustainable solution to the situation is in sight, as the debt spiral becomes ever narrower.